Experienced Help For Insurance Claims
We are leading attorneys for policyholders and insureds against insurance companies. We are your advocates when insurance companies don’t fulfill their promises under their policies. If your insurance company does not live up to its promises of insurance coverage, we can help!
The attorneys at Guy O. Kornblum, A Professional Law Corporation, advocate for individuals and businesses that are involved in disputes regarding insurance coverage. We have handled hundreds of cases in the areas of commercial and personal insurance policies. If you have had an insurance claim denied or undervalued, we will work to recover the benefits you deserve.
What Is A Covenant Of Good Faith And Fair Dealing?
A covenant of good faith and fair dealing is implicit in every insurance contract. A policyholder pays a fixed premium in exchange for the insurance company’s promise to protect the policyholder from loss in accordance with the terms specified in the contract. If an insurer does not meet this obligation, it is said to be acting in “bad faith.” When this occurs, the insured party may seek recovery beyond the terms of the policy, including damages for emotional stress, economic losses and attorney fees.
We have the resources necessary to develop the full spectrum of bad faith insurance disputes, including those involving automobile insurance, homeowners insurance, and life, health and disability insurance.
When people purchase insurance, there is the expectation that the insurer will provide reasonable coverage for their losses. Though clients and insurance companies have conflicting interests, a level of trust in each contract must be respected. Insurers have an obligation to abide by the established agreement. When a company violates its duty, the policyholder has the right to file a claim against it. There is help available if you have been a victim of dishonest insurance practices. Contact a trusted and qualified lawyer such as one at the law offices of Guy O. Kornblum who has decades of experience aggressively fighting for clients’ rights.
Have You Suffered Insurance ‘Bad Faith’ Treatment?
Individuals buy insurance so that they can be protected in case of accidents, emergencies or other significant events. If an insurance company decides to act in “bad faith,” it does not meet its promises to provide coverage for clients. Its motive to do so is typically tied to minimizing costs. As a result, policyholders who fall victim to this practice are ultimately left with the burden of excessive costs and no benefits.
Examples of bad faith insurance issues:
- Your claim was undervalued.
- Your claim was not investigated properly.
- Your claim is not being processed on time or there are frequent delays.
- Your claim was denied without a reasonable explanation.
So what happens when the insurance company fails to process your valid claim correctly or outright denies your claim? Though some disputes between clients and insurance companies occur and are able to be resolved, some situations call for legal action against an insurer. If your insurer has gone back on its obligation to provide you rightful compensation for your losses, it may be beneficial to obtain professional guidance from a lawyer who specializes in insurance claims.
Common Types Of Insurance Claims
These include personal and commercial claims, including a variety of bad faith insurance cases. Here are some common types of insurance coverage that our lawyers frequently assist clients with:
- Automobile insurance
- Homeowners insurance
- Life insurance
- Health insurance
- Disability insurance
They also handle cases of commercial insurance coverage, such as:
- Employment practices insurance
- Commercial liability insurance
- Directors and officers insurance
- Professional liability
We Can Help
Bad faith cases and other types of insurance disputes happen more frequently than most would believe. No client should have to deal with the consequences of dishonest and unacceptable insurance practices. The issue of insurance negligence happens too often, and policyholders usually don’t take action. We know the tactics insurance companies use, and we have helped hundreds of individuals successfully deal with these issues.