Firm Wins Major Insurance Claim for Tubbs Fire Victims

OUR FIRM AND LEGAL AID OF SONOMA WINS MAJOR INSURANCE CLAIM FOR DISPLACED MOBILE HOME OWNERS IN SONOMA COUNTY FROM THE TUBBS FIRE.

OUR FIRM (Mr. Kornblum and Mr. Advani) ALONG WITH THE LEGAL AID OF SONOMA COUNTY (Kendall Jarvis) OBTAINED A MAJOR VICTORY FOR 10 MOBILE HOME OWNERS AGAINST FARMERS INSURANCE COMPANY IN A CLAIM FOR TOTAL LOSS OF OUR CLIENTS MOBILE HOMES IN THE 2017 NORTHERN CALIFORNIA FIRES (TUBBS FIRE).  THIS FIRE WAS AT THE TIME THE MOST DESTRUCTIVE FIRE IN CALIFORNIA HISTORY.  THE MOBILE HOMES WERE NOT DIRECTLY DAMAGED BY THE FIRE BUT WERE LOST AS A RESULT OF THE LOSS OF UTILITIES AND ALL SERVICES WHICH RENDERED THEM UNINHABITABLE AS MOBILE HOMES.  FARMERS OWED THAT THEY NEEDED TO BE “PHYSICALLY DAMAGED” EVEN THOUGH THE POLICY REQUIRED AND “ACCIDENTAL, DIRECT PHYSICAL LOSS.“.THE COURT HELD THE LOSS OF THE INFRASTRUCTURE RESULTED IN A “DISTINCT, DEMONSTRABLE, PHYSICAL ALTERATION” TO THE INSURED HOMES, THUS TRIGGERING COVERAGE.  THE COURT ENTERED JUDGMENT FOR OUR CLIENTS FOR THE TOTAL MAXIMUM INSURED VALUE OF THE HOMES PLUS AN ADDITIONAL $50,000.