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Business Insurance Lawyer San Francisco, CA

Business Interruption Insurance Lawyer San Francisco CaliforniaInsurance Claims Lawyer San Francisco, CA

If you believe that an insurance claim you’ve submitted on behalf of your business has been devalued, rejected, unreasonably delayed, or that you’ve intentionally been advised of misinformation by your insurance provider, please connect with an experienced San Francisco, CA business insurance attorney at our firm today. Insurance providers are generally for-profit enterprises. However, their status as businesses does not entitle them to behave in any ways they please in order to make a dollar. On the contrary, insurance providers are required to honor their contractual obligations to policy holders and are required to act in good faith when investigating claims and settling matters with non-policy holders who have been affected by the actions or inactions of policy holders with the insurance company in question.

When insurance companies fail to behave in ways that honor the contracts and general obligations that allow policy holders and affected parties to rely on insurance coverage, they may be held liable for behaving in bad faith. When those affected by an insurance company’s poor judgement are business owners, an experienced San Francisco, CA business insurance attorney can help those wronged hold offending insurance providers accountable for their unlawful approaches.

When Business Insurance Providers Act in “Bad Faith”

Most often, bad faith actions arise when insurance companies fail to honor the terms of a policy as written. Such failures may manifest as devaluation or rejection of claims, a failure to investigate and settle a legitimate matter, or imposing unreasonably limitations and exclusions related to coverage. However, there are also times when bad faith manifests as the purposeful misrepresentation of a policy holder’s rights, coverage, and/or information relevant to the policy holder’s ability to submit a legitimate claim successfully.

Thankfully, the experienced California legal team at the law firm of Guy O. Kornblum has extensive experience dealing with the unintentional human errors and intentional bad faith consequences of missteps made by insurance companies. As a result, you should feel confident that when you speak with our San Francisco, CA business insurance attorney team in the wake of an insurance challenge, you’ll benefit from our knowledge, experience, and tenacious approach to safeguarding the rights of our business clients.

Mistakes vs. Bad Faith

It is worth noting that because insurance companies are staffed by humans, human errors occur in the policy claims process all the time. As a result, it is possible that when you connect with our firm, we’ll be able to resolve your outstanding issues with your insurance provider efficiently and effectively, provided that the issue at hand is a simple error and not a matter of intentional bad faith. It is only when insurance companies – through negligent, reckless, or intentional actions – behave in bad faith that you may have grounds to file legal action proactively. In the event that you do have grounds to file a claim, we’ll do everything in our power to ensure that justice is done on your behalf.

Business Interruption Claims

Business interruption claims arise when a business is shut down after casualty, such as a fire, accident or other loss which results from an insured accident or occurrence. This coverage provides monies to pay for ongoing costs and lost profits while your business cannot fully operate.

When claims are made insurers often “low ball” the loss and require you to submit endless forms, estimates and documentation, and insurance companies often fail to thoroughly investigate and properly evaluate these claims.

Many insurers also request tax records and other sensitive and proprietary documentation that needs protection from disclosure. Often the insurance company will force you into litigation position where you are compelled to seek arbitration, appraisal or the court’s help. We know how to guide you and represent you in obtaining the fair and proper amount for this type of loss.

Legal Assistance Is Available

If you feel you have been wronged by an insurance carrier in California, the lawyers at Guy O. Kornblum can help. Call our offices in San Francisco at (415) 440-7800 or use the form below. We serve clients in the Bay Area and statewide. Our San Francisco, CA business insurance attorney team looks forward to assisting you.