Long Term Health Insurance Denied? 

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If you have been prudent in protecting yourself and your family by purchasing long term health insurance, good.  But if you have a claim, has it been paid in full or have your been denied in whole or in part, and are now stuck with the high costs of medical care for a long term illness or injury, which has caused you and your family serious financial stress?  If so, please call us for help in getting the insurance company to pay what it promised to pay you for the care you need in this emotional situation of having your claim denied.

A long-term care insurance policy helps cover the costs of that care when you have a chronic medical condition, a disability or a disorder such as Alzheimer’s disease. Most policies will reimburse you for care given in a variety of places, such as:

  • Your home.
  • A nursing home.
  • An assisted living facility.
  • An adult day care center.

Considering long-term care costs is an important part of any long-range financial plan, especially in your 50s and beyond. Waiting until you need care to buy coverage isn’t an option. You won’t qualify for long-term care insurance if you already have a debilitating condition, and long-term care insurance carriers won’t approve most applicants over the age of 75. The majority of people with long-term care insurance buy it in their mid-50s to mid-60s.

Please call us for help if your claim under a long term health insurance policy is denied.  We can review your case at no cost to you. 

Call us and talk to us!